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Roof Insurance Claims Covered

Get Your Roof Insurance Claim in New Orleans Handled by the Big Easy Contractors

There are few places in the United States that are as hurricane-prone as New Orleans. That’s why having a good roof is so important here – and why having reliable roof insurance is critical.

But even the best roof can be damaged by a hurricane, and when that happens, you need to know that you can count on your roof insurance to help you get your repairs covered. That’s where the Big Easy Contractors come in.

We are a New Orleans-based roofing company with many years of experience in handling roof insurance claims. We know the ins and outs of the process, and we will work with your insurance company to make sure that your claim is processed quickly and efficiently.

What are Roof Insurance Claims?

Roof Insurance Claim FormsRoof insurance claims are insurance claims made for damage to a roof. This type of claim is most commonly seen in areas that are prone to hurricanes and other severe weather events, as these can cause significant damage to roofs.

If you have roof insurance, then you may be able to file a claim for damages caused by a hurricane or other severe weather event. The amount of money that you can receive from your claim will depend on the extent of the damage and the terms of your policy.

Filing a roof insurance claim can be a complex and time-consuming process, so it’s important to work with a reputable and experienced roofing company like the Big Easy Contractors.

Thing To Know About Filling A Roof Insurance Claims

  • The first thing you need to do is contact your insurance company and let them know that your roof has been damaged.
  • Be sure to have your policy number handy, as well as any other relevant information, such as the date of the damage.
  • Your insurance company will likely send an adjuster to inspect the damage and determine the extent of the coverage.
  • Once the adjuster has inspected the damage, they will provide you with an estimate of the repair costs.
  • You will then need to work with your contractor to get the repairs done.
  • Once the repairs are completed, you will need to submit a final invoice to your insurance company for payment.

The Big Easy Contractors have a long history of working with all the major insurance companies, and we will be happy to help you with your claim.

Roof Damage Covered by Insurance

In most cases, your roof insurance will cover damage caused by high winds, hail, or other weather-related events.

However, it is important to note that most policies exclude damage caused by negligence or poor maintenance.

For example, if you have a hole in your roof that you have not repaired and it leads to further damage during a storm, your insurance company may deny your claim.

This is why it is so important to keep up with regular maintenance on your roof and to repair any damage as soon as it occurs.

How Do Roofing Companies Work with an Insurance Company?

Roof Insurance Claims on TableWhen you hire a roofing company to repair damage to your roof, they will first inspect the damage and provide you with an estimate of the repairs.

You will then need to submit this estimate to your insurance company for approval.

Once the insurance company has approved the estimate, the roofing company will begin the repairs.

After the repairs are completed, the roofing company will submit a final invoice to the insurance company for payment.

New Orleans Insurance Law

Under Louisiana law, insurance companies are required to offer hurricane and wind damage coverage to all policyholders.

This coverage is typically included in standard homeowners’ insurance policies.

However, it is important to note that this coverage may come with a deductible, which is the amount you will be responsible for paying out of pocket before your insurance company will begin to cover the costs of repairs.

For example, if your deductible is $500 and the repairs to your roof cost $5,000, you will be responsible for paying the first $500 and your insurance company will pay the remaining $4,500.

Why Hire Big Easy Contractors for Your Roofing Insurance Claims?

The Big Easy Contractors have extensive experience working with all the major insurance companies.

We will work with your insurance company to get your claim approved and to ensure that you receive the full amount of coverage you are entitled to.

We understand the complexities of the insurance claims process and we will do everything we can to make it as easy and stress-free as possible for you.

If you have any questions about filing a roof insurance claim, please contact us today.

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